Showing posts from October, 2016

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What One Thing Would You Change In Your Life?

I know, you have several things you'd like to change. One thing isn't nearly enough. Altering your life can be a constant process. Even so, by picking one thing you will be forced to prioritize what is really important to you at this moment. 

This is a tough question. I had to give it a lot of thought. Physical conditioning, missed experiences, strengthening my important relationships, working harder to build up this blog, still worrying too much about money, choosing easy over hard....I have plenty to pick from. 

Of course, the choice really has to be within the realm of reality. No matter how much I might enjoy it, I will never be a professional baseball player or pro golfer. I cannot break the world record for high jumps. I am not going to the Olympics (except as a spectator). That 50 foot cabin cruiser is never going to sail with me at the helm. 

Since I think we are all interested in each other's answers, I am going to keep my part of this post very short. This is a bit …

Aging Is Not A Budgeting Strategy

As I age (yes, even me) it is hard not to notice certain body parts aren't quite the same. Squatting down to pick up something from a bottom shelf is now accompanied by a few groans as my knees protest. Standing back up takes a focus on the goal of becoming vertical again without help. My energy level starts to run out before the day does, even with an afternoon nap. The barber politely doesn't mention the growing thin patch on the crown of my head as he uses brush and hair dryer to fluff things up a bit. The morning stiffness in my fingers goes away quickly enough, but it didn't even exist a few years ago.

Clearly I am aging. Of course, all of us do so from the moment of our birth. But, until the later part of the 5th decade of my life I was able to ignore most of its effects. I used to have a nice career as a management consultant. Then I retired, so aging is what I do now.  What I want to do, is age well.

A blog reader sent me an e-mail with a question that made me think.…

How Social Security and Medicare Work

One of my brothers is fast approaching decision time about Social Security and Medicare. While visiting him during our just-concluded RV trip, he asked if I would give him an overview of what his choices are. Not only was I glad to do so, but his questions seemed like an excellent topic for this blog. The questions are paraphrases of his concerns:

Question 1: " I want to wait until I am 70 to start receiving monthly Social Security checks. Do I have to notify anyone when I reach my full retirement age?" 
Answer: You are allowed to sign up for Social Security three months before  you want to start your benefits. Your first check (actually a direct deposit to your bank account) will not arrive until the fourth month, but that is how the system works. This timing applies whether you want to start at the earliest age of 62, full retirement age (66 for most of us), or any time after that. The size of your monthly check depends not only on earning credits built up during your workin…

Our RV Trip Is Ending: More Photos To Share

We will pull into our driveway just about the time this post sees the light of day. After a journey of almost 5,000 miles and 49 days, we have had another memory-filled, relationship-building trip. We added 13 new states to the map on the side of the RV, bringing our total to 32 visited in four years. 

The decision about where we go from here with the motorhome will take some time and thought. In the meantime, I hope you enjoy some pictures from the second half of the road trip.